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All risks of loss or damage to the building including subsidence, subject to a claims excess of £250 increasing to £1,000 for subsidence.
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Premiums range from as low as £1.00 per £1,000 of cover, depending on your chosen excess.
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Cost of re-housing tenants up to 25% of the building sum insured following an insured peril to the property.
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Loss of rent up to 25% of the building sum insured following an insured peril to the property.
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Property owner's liability up to £5,000,000 indemnity any one incident.
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Employer's liability up to £10,000,000 any one incident.
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Two months cover for unoccupied properties.
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Loss of metered utilities from accidental damage up to £25,000
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Replacement or repair to underground service pipes and cables extending from the residential buildings to the public mains following accidental damage.
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Cover for costs incurred in trace and access to leaks.
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Clearance of drains as a result of damage by an insured contingency up to £10,000.
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Replacement of locks to external doors following loss of keys up to £2,000.
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Index linking of sums insured in line with appropriate index.
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Premiums may be paid by monthly instalments or credit card.
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